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| My Point of View
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| FirstPerson News
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 Self-Funded:
To Be or Not To Be?
The characteristics that are required for an employer-sponsored plan with a self-funded financing model are shifting. We may soon see smaller employers take a long, hard look at adopting a self-funded strategy.
| Read more of Paul's point of view... |
FirstPerson Named #14 on Best Places to Work List
We are proud to be named one of Indiana's Best Places to Work for the second year in a row! The list included many outstanding Indiana companies - including some of our very own clients! FirstPerson would like to congratulate all of the businesses who received this year's honors.
| Find out who made the list... |
| Understand Your Options
by Michael Piercefield
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| Manage Your Risk with Wellness
by Scott Thompson |
 With the passage of the "Affordable Care Act," employers are being forced to consider self-funding with more diligence. As the bill is currently written, it seems that employers with more than 100 lives will be better off self-funding their medical plans beginning in 2014. There is a lot to consider before choosing self-funding - our team is here to help.
| Learn more about self funding your medical plan...
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 Employers that self-fund their health plan do so for a number of reasons:
- Flexibility in plan design
- Increased access to health plan data
- Elimination of the risk charge (typical with a fully-insured contract)
However, while cutting out the risk charge from insurance companies helps employers save money, it also means that the employer now bears the risk for the health and claims of their employees. Therefore, maintaining a comprehensive wellness strategy is important for a self-funded employer.
| Find out how you can slow rising health care costs with a wellness strategy... |
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| CONTACT US
FirstPerson
317.705.5900 office
877.833.5900 toll-free
firstpersonadvisors.com
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9000 Keystone Crossing
Suite 910
Indianapolis, IN 46240
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